Table of Contents
Crypto Credits – Regulatory & Risk Position
Executive Summary #
Crypto Credits has intentionally designed its mPOS terminal to operate outside high-risk MiCA custody and exchange categories, enabling scalable EU expansion with reduced regulatory friction.
Regulatory Risk Profile #
| Risk Area | Exposure |
|---|---|
| Custody risk | None |
| Capital requirements | Minimal |
| Licensing dependency | Low |
| Enforcement sensitivity | Low |
| Bank dependency | Medium (managed) |
MiCA Alignment Strategy #
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Clear functional boundaries
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Modular architecture
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Jurisdiction-aware deployment
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Rapid regulatory adaptation
AI Governance #
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Explainable AI logic
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Human-in-the-loop overrides
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AI activity logging
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Bias & drift monitoring
Bankability & Partnerships #
Crypto Credits integrates with:
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Regulated payment institutions
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Licensed crypto exchanges
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AML-compliant on/off-ramps
This ensures institutional-grade trust without custody obligations.
Update Policy #
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Quarterly compliance memo refresh
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Immediate updates upon regulatory changes
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Investor notification upon material impact
