Bank Integration Pack

Compliance & Technical Assurance

Purpose #

This pack supports banking, EMI, and PSP onboarding by clearly defining Crypto Credits’ compliance scope.

Compliance Snapshot #

• Non-custodial

• No transaction settlement

• No wallet management

• No user balances

• AI advisory-only

Transaction Flow (Simplified) #

1. Merchant enters amount

2. Terminal generates request

3. Customer signs externally

4. Regulated provider executes settlement

5. Confirmation returned

AML & KYC Responsibilities #

Data Protection (GDPR) #

• Minimal data processing

• No sensitive financial storage

• Encrypted communications

• EU-hosted infrastructure

Contractual Readiness #

• Clear liability separation

• Audit cooperation clauses supported