Table of Contents
Compliance & Technical Assurance
Purpose #
This pack supports banking, EMI, and PSP onboarding by clearly defining Crypto Credits’ compliance scope.
Compliance Snapshot #
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Non-custodial
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No transaction settlement
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No wallet management
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No user balances
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AI advisory-only
Transaction Flow (Simplified) #
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Merchant enters amount
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Terminal generates request
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Customer signs externally
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Regulated provider executes settlement
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Confirmation returned
AML & KYC Responsibilities #
| Function | Responsible Party |
|---|---|
| Customer KYC | External provider |
| AML screening | External provider |
| Sanctions checks | External provider |
| Monitoring | Shared (alerts only) |
Data Protection (GDPR) #
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Minimal data processing
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No sensitive financial storage
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Encrypted communications
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EU-hosted infrastructure
Contractual Readiness #
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Clear liability separation
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Audit cooperation clauses supported
