How it Works
The future of payments is decentralized, and you can be at the forefront. Next generation of mobile banking, making instant payments easier & more personal than ever before! Save, spend & manage your money in your own pocket. The financial OS for the next generation of stablecoin commerce.
Goodbye, regular banking hours.
Hello, 24/7
Non-Custodial Wallet
Create a new MetaMask wallet or use other:
- To create a new wallet, select ‘Create a new wallet’.
- You’ll then be asked whether you want to access and secure your wallet using a Secret Recovery Phrase (SRP), or by a social account like Google or Apple (Extension only).
IPFS Node
Open a public or your private IPFS gateway node:
- Go to Wallet Configuration
- Fill in your preferred wallet address
- Save Changes
- Done!
Note: Private gateway nodes require an UPGRADE for lower (0.49%-0.79%) transaction fees.
No App Required
Start Free > Upgrade later as Volume Grows:
- Your Money, Your Wallet, Your Rules.
- Accept any coin, any chain, any wallet.
- Generate instant QR codes for any wallet address and currency combination.
- Simple Pricing, Built to Scale with You.
- Non‑custodial. Non‑negotiable.
- Banking is necessary. Banks are NOT.
- SRP: The traditional self-custody method of getting set up with a 12-word phrase you store securely offline that only you have access to.
- Social login: Linking a social profile like Google or Apple to your MetaMask, and setting a password to create new wallets quickly and
- Snaps: Enable new features and extend MetaMask beyond Ethereum with e.g. Bitcoin, Solana, etc. https://snaps.metamask.io
Warning: Do not download MetaMask from unofficial sources
Only download MetaMask from https://metamask.io/download or the official app store appropriate to your device/OS.
Avoid cloned versions programmed to record your Secret Recovery Phrase on your desktop (Win/OS/Linux), tablet and/or mobile devices (iOS/Android|)
- Never share your private keys or seed phrase with anyone. Crypto Credits will never ask for your sensitive information via email, text, or unsolicited phone calls.
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Crypto Credits
An autonomous Web3 platform that replaces outdated payment infrastructure with a modern, AI‑driven financial layer. Our services are designed for merchants, platforms, and businesses that want to accept stablecoins and cryptocurrencies without intermediaries, hidden fees, or settlement delays.
🧠 Built Around AI, Not Just “Powered By” It
Most platforms add a chatbot and call it AI. Crypto Credits is rebuilt around intelligence. Our AI agents proactively manage your treasury, predict gas fees, and execute complex financial strategies in the background. The result: a financial OS that works for you 24/7.
🔒 Non‑Custodial by Design
We never hold your funds. Payments flow directly from your customer’s wallet to yours. This means no regulatory licensing burdens, no withdrawal delays, and complete sovereignty over your money.
🌐 Chain‑Agnostic, Global by Default
We support 850+ blockchains, from Ethereum, Bitcoin and Solana to emerging L2s like Base and Arbitrum. Merchants can accept any stablecoin on any chain—without worrying about which network their customers use.
📊 Battle‑Tested Scale
- 98% fraud prevention rate
850+ integrated networks
These numbers reflect years of refinement and real‑world production usage.
🏢 Enterprise‑Grade Experience, Independent Spirit
Our founding team comes from global scale‑ups—companies that built payment systems for hundreds of millions of users. We’ve applied that experience to create a platform that combines the reliability of enterprise fintech with the autonomy of Web3.
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AI Agent Core Services
Service | What It Delivers |
|---|---|
| Wallet‑Native Checkout | Customers pay directly from their MetaMask, or any self‑custodial wallet. No redirects, no account creation—just tap and go. |
| Multi‑Chain Acceptance | Accept payments on 850+ networks (Ethereum, Base, Solana, Polygon, Arbitrum, and more) with one integration. |
| AI Treasury Agent | Autonomous assistant that automatically sweeps funds, converts between stablecoins, optimizes yield & manages liquidity. |
| Instant Settlement | Funds settle in seconds, not days, directly into your self‑custodial wallet. No holds, no counterparty risk. |
| Zero Chargeback Liability | On‑chain finality eliminates chargeback fraud. Every transaction is verified and final. |
| Transparent Pricing | Flat fees from 0.49% to 0.99% (AI Tokens) – Savings up to 70% compared to other payment processors. |
